Steps to Take

Step 1

Get pre-approved with a mortgage lender.

Step 2

Talk to a lender about your financing options.

Step 3

Apply for your mortgage.

What & What Not to Do

  • Provide any changes you have, such as address, job, and/or income, to your preferred lender.

  • If you make any significant bank deposits, be ready to provide evidence since it will affect your loan.

  • As soon as you go under contract, get your homeowner's insurance quote.

  • Have all documents of debts paid and in check ready and available if requested.

Do’s

  • Make large purchases that incur debt, like new furniture, until after closing.

  • Open new credit accounts or close existing ones until after closing.

  • Miss credit card payments or significantly increase your balances.

  • Have anyone run your credit for any reason.

  • Ignore any collection notices or letters that may be escalating.

Dont’s

Need help finding a lender?

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